TL;DR Summary
December is chaotic, and it’s easy to forget about your dental health until it’s too late. This quick checklist is your final reminder before 2025 arrives.
1. Check your insurance balance (don’t let hundreds of dollars expire).
2. Count your cleanings (did you get both paid-for visits this year?).
3. Sweep your HSA/FSA accounts for expiring funds. The clock is ticking—call Parr Dental now before the final appointments of the year are gone!
Introduction: The Final Countdown is On
Between holiday shopping, wrapping presents, and attending parties, December in Omaha flies by. It is incredibly easy to push self-care and administrative tasks to the very bottom of your to-do list.
Suddenly, it’s the last week of the month, and panic sets in. You realize the year is over, and you might be leaving money—and health benefits—on the table.
Don’t worry; we have all been there. If you are having an “Oops, I forgot about the dentist!” moment, we are here to help you recover quickly.
Here is the ultimate 5-minute checklist to ensure you wrap up 2025 without any dental regrets.
☑️ Checkpoint 1: The Insurance Balance Check
Do you know how much of your annual dental maximum you have left?
Remember, most dental insurance plans operate on a “use it or lose it” basis. If your plan covers $1,500 annually and you have only used $500, that remaining $1,000 vanishes on January 1st. It does not roll over.
The Task: Call your insurance provider or check their online portal right now. If you have significant funds remaining, call us immediately. Even if we can’t complete a major procedure in one visit, we can get it started to lock in your 2025 benefits and finish it in the new year.
Need a refresher on how this works? Read our detailed guide: Don’t Lose It! Maximizing Your 2025 Dental Benefits.
☑️ Checkpoint 2: The “Two-Cleaning” Count
Almost every dental plan covers two preventative cleanings and check-ups per year at 100% (little to no out-of-pocket cost to you). You pay premiums all year for this coverage.
The Task: Ask yourself: Have I seen the hygienist twice in 2025? If the answer is “no,” you are essentially throwing away a service you have already paid for. A cleaning isn’t just about shiny teeth; it’s crucial for catching problems early before they become expensive emergencies. Get that second cleaning on the books before the ball drops!
☑️ Checkpoint 3: The HSA/FSA Account Sweep
Do you have a Health Savings Account (HSA) or a Flexible Spending Account (FSA)? While HSAs often roll over, many FSAs are “use it or lose it” by the end of the calendar year.
The Task: Check the balance of these accounts today. Dental expenses—including co-pays, fillings, crowns, and sometimes even orthodontics like Invisalign—are eligible expenses. Using these pre-tax dollars is one of the smartest ways to pay for needed dental work. Don’t let that money disappear back to your employer.
The Clock is Ticking (Literally)
We are down to the final days of 2025. Our schedule at Parr Dental is nearly full for the remainder of the month, as everyone rushes to beat the deadline.
If you checked any of these boxes and realized you need to be seen, do not wait another day.
Call us right now. We will do our absolute best to squeeze you in before the year ends so you can start 2026 with a healthy smile and maximized finances. 402 556 9974